In recent years, the Colorado Legislature has passed a variety of laws aimed at cutting down on the number of traffic accidents caused by distracted driving and cell phone. A driver’s decision to text or otherwise use a cell phone while driving can have devastating consequences for others on the road.
Colorado is a fault state, which means that whoever was at fault in causing a car accident will be required to compensate any injured parties for medical expenses and vehicle repair. In most cases, these kinds of claims are handled by the parties’ insurers. However, determining fault and apportioning responsibility can take a substantial amount Continue
When a person is injured because of someone else’s negligence, he or she may be eligible to receive compensation for resulting injuries by filing a lawsuit in court. This allows many injured parties to recover compensation for economic damages, such as medical expenses and lost wages. Some injured parties are also able to collect what Continue
An insurance company’s failure to deal fairly and honestly with policyholders and injured third parties can have serious consequences for those who are attempting to pay for medical bills and property damage. Recognizing the important role of insurers, the Colorado Legislature passed a series of laws aimed at regulating how insurance companies handle claims. One Continue
Insurance companies have a contractual duty to deal honestly and fairly with their clients. While many insurers take great pains to address the concerns of policyholders and abide by the terms of their contracts, others are not so scrupulous. In these cases, the insured may be able to file a bad faith claim against the Continue
In general, you are under no obligation to provide a recorded statement or cooperate with the insurance company of the driver who is at fault. It is important to keep in mind that insurance company adjusters are trained to ask questions that could benefit them and could be to your detriment. It is almost always Continue
In Colorado, if you’re in an automobile accident and have medical payment coverage, then your own automobile insurance company is required to pay all of the medical bills that you incur from the accident that are reasonable and necessary, up to the limits of your medical payment insurance coverage. Often times automobile carriers deny bills Continue
In most cases, the owner of the dog that bit you would be responsible for your medical bills, provided you did not provoke or have a negligent role in the dog bite. If the owner of the dog is covered by a homeowners insurance policy or a renter’s policy, then there may also be medical Continue
If you were in an automobile accident and have medical payment insurance, your own insurance company is responsible to pay for all of your medical bills that are reasonable and necessary related to that automobile accident up to the limits of your insurance coverage. Some insurance companies, like USAA, employ or contract with companies like Continue
Disclaimer: Information provided on this site is NOT formal legal advice. It is generic legal information. Under no circumstances should the information on this site be relied upon when deciding the proper course of a legal action. Always get a formal case evaluation from a licensed attorney if you think you might have a personal injury lawsuit.
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