The aftermath of a motorcycle accident can be devastating, especially when dealing with severe injuries. If you or a loved one has been involved in a motorcycle crash in Denver, having an experienced motorcycle accident attorney by your side is crucial. Instead of navigating insurance claims alone, our legal team at McCormick & Murphy P.C. will guide you through the entire process and help secure maximum compensation under Colorado law. Contact us today for a free consultation at 888-668-1182.
Denver is an excellent place to travel by motorcycle. Motorcycles are more environmentally friendly than cars, less expensive to operate and maintain, and offer the freedom of feeling the wind against your face during leisure rides.
Unfortunately, despite these benefits, motorcycling can be hazardous for riders. Many drivers fail to look for motorcyclists as carefully as they watch for other vehicles, and some drivers even deliberately attempt to harm motorcycle riders.
Serious accidents often occur when drivers fail to respect motorcyclists’ rights on the road. The motorcyclist typically sustains the most severe injuries, which are often painful and expensive to treat.
If you’ve been injured in a motorcycle crash in Denver, consulting with an experienced personal injury lawyer is essential. At McCormick & Murphy, we take great pride in helping motorcycle accident victims recover compensation for their injuries. We will pursue fair compensation for your damages and losses. Contact our motorcycle injury firm today at 888-668-1182 for a free consultation.
Drivers frequently blame motorcyclists after a collision. However, most motorcycle accidents are caused by a driver’s negligent actions.
The most common types of motorcycle accidents in Denver include:
Doorings are a significant cause of accidents in the United States. They occur when a driver suddenly opens their parked vehicle’s door into the path of an approaching motorcyclist. The oncoming rider may collide with the car door and be thrown from their motorcycle, resulting in serious injuries.
Some drivers pass motorcycle riders without giving them adequate space on the road. This often results in the vehicle hitting the side of the motorcyclist and forcing the motorcycle off the road.
Drivers sometimes fail to watch for motorcyclists on the road. This leaves riders with insufficient time to stop if a car changes course. The result is often a vehicle rear-ending a motorcyclist and ejecting them from the motorcycle.
Many drivers make right turns at intersections without ensuring the way is clear. Motorcycles using the same intersection are frequently struck.
Excessive speed is a common factor in many vehicle collisions, including those involving motorcyclists. Speeding not only increases the likelihood of an accident but also magnifies the severity of injuries resulting from the crash.
Numerous Denver drivers look at their smartphones or attempt to multitask while driving. Consequently, they fail to notice smaller motorcycles on the road beside or in front of them.
When motorists drive under the influence of alcohol or drugs, their reaction time is impaired. They frequently fail to see motorcyclists on the road.
Understanding these common accident causes is essential for all road users to avoid them and protect everyone’s safety.
Motorcycle accidents differ from typical auto accidents in several important ways.
One key difference is the severity of injuries sustained. Unlike cars, motorcycles don’t provide a physical barrier to protect the rider during a collision. As a result, motorcycle accidents frequently involve serious injuries including broken bones, road rash, traumatic brain injuries, and spinal cord injuries.
Motorcycle accident victims also face more issues involving bias than car accident victims. Many people, including potential jurors, automatically assume motorcyclists are reckless drivers. They don’t understand motorcycle operation, so they base their assumptions on the few irresponsible riders they’ve encountered.
This is why having a Denver motorcycle accident lawyer who knows how to select unbiased jurors is essential for your case.
A qualified Denver motorcycle accident attorney from our law firm will review your case and explain your legal options. Get a free case evaluation now.
The moments immediately following a motorcycle accident are critical. Knowing what actions to take can help protect your rights and strengthen your case.
After a Denver motorcycle collision, call 911 if you’re able. Police officers will arrive at the scene, summon emergency medical responders, and begin investigating the incident.
Stick to basic facts when speaking with police. At McCormick & Murphy, we can help you obtain a copy of the Denver traffic accident report.
When emergency medical personnel arrive, provide a complete record of your injuries. If an ambulance doesn’t come to the accident location, seek medical attention as soon as possible.
If physically able, collect as much information as possible from the driver, including their license number, plate number, insurance details, and contact information. If there were witnesses, obtaining their contact information may also be helpful.
Take photographs of your injuries, damage to your motorcycle, and damage to the other vehicle. If you’re unable to take photos, ask someone else to do it for you. These images can provide valuable evidence. While you’ll likely want to repair your motorcycle soon, it’s important to wait until you’ve consulted with a qualified personal injury attorney, as the damaged vehicle may serve as important evidence.
Eventually, you’ll need to communicate with the driver’s insurance company. You should not do this without first consulting with the Denver motorcycle accident attorneys at McCormick & Murphy. An attorney will protect your rights and help you avoid mistakes when dealing with insurance companies.
While it’s important to contact the insurance company to file your claim, you should avoid speaking with them about the accident until you consult with your qualified motorcycle accident lawyer.
In many cases, insurance companies ask for a recorded statement about your injuries and the incident. However, the insurance adjuster often uses this information to limit or deny the claim.
An experienced Denver motorcycle accident lawyer knows the tactics used by insurance companies to minimize compensation, so it’s best to let your attorney speak with them on your behalf.
You may know exactly what happened before and during the accident and that you weren’t at fault. An experienced Denver motorcycle accident attorney can use evidence surrounding the crash to establish the other driver’s liability.
The evidence you gathered at the scene, including photographs and witness statements, will be valuable in proving liability. An experienced lawyer will collect other significant evidence. For example, they can subpoena the driver’s phone records if you believe they were distracted at the time.
Similarly, if the driver was intoxicated when the accident occurred, your attorney can obtain their test results.
An experienced motorcycle accident injury attorney can also reconstruct the accident scene to establish how the incident occurred if necessary. At McCormick & Murphy, we often work with accident reconstruction specialists and use displays to demonstrate collisions. Intersection cameras may have recorded the events.
Colorado follows a comparative fault framework for determining liability. If you’re found to be more than 50 percent responsible for the collision, you cannot receive any compensation. Otherwise, your damages will be reduced in proportion to your percentage of fault.
Because of this law, insurance companies often try to shift blame to you for the crash. Our Denver motorcycle accident lawyers will aggressively challenge these attempts and work to obtain maximum financial compensation on your behalf.
Beyond the at-fault driver’s insurance, you may be entitled to additional insurance benefits through your own policy. The experienced attorneys at McCormick & Murphy can help with this process.
The value of your claim depends on the specific circumstances of your accident. In total, three types of damages are used to calculate your settlement or award: economic, non-economic, and exemplary.
Economic damages, also known as special damages, include any tangible losses associated with your injury, such as medical bills, lost wages, vehicle damage, and other calculable monetary expenses. For example, if you have $30,000 in medical bills, $8,000 in vehicle damage, and $2,000 in lost wages, your total economic losses would be $40,000. If your case goes to trial, interest may be added to these losses.
Non-economic or general damages include intangible losses resulting from your injuries. While these losses don’t have a standard dollar value, they still count toward your overall settlement. This category includes loss of quality of life, emotional distress, and pain and suffering.
In specific situations, the court may award exemplary damages (also known as punitive damages) to the victim. Courts reserve this type of compensation for cases where the defendant acted willfully and wantonly, or was grossly negligent.
The purpose of exemplary damages is to punish the wrongdoer for outrageous conduct and deter others from similar behavior.
It depends on how serious the accident and your injuries are.
However, if another person’s negligence caused your accident and your injuries, you should contact a Denver motorcycle accident lawyer as soon as possible.
We can determine if our involvement is needed.
Trying to pursue a claim while recovering from serious injuries will most likely be too difficult to bear alone.
Hiring an attorney not only relieves the burden of managing the claim but also evens the odds against the insurance company.
Our lawyers know the laws regarding motorcycle accident claims and have the negotiating experience necessary to take on insurance companies both big and small.
At McCormick & Murphy, our Denver motorcycle accident attorneys have over 60 years of combined experience representing personal injury victims. We use an empathetic, individualized approach for every client and passionately fight for the compensation they need to recover.
Our goal is to protect your best interests and hold the responsible party accountable for their negligent actions by:
We understand that pursuing a motorcycle accident claim can be challenging while recovering from injuries. That’s why we manage every aspect of your case from start to finish.
Absolutely.
We realize that not every case may be right for us, so we offer a free, no-obligation consultation to every potential client.
During this consultation, we examine the facts of your case to determine if it’s in your best interest to hire a lawyer. We also go over our fee structure and the scope of the services you need.
Even if you decide to not retain one of our experienced attorneys, you owe us nothing.
If you’re a victim of a motorcycle crash that wasn’t your fault, you may be entitled to substantial compensation. Compensable losses typically include medical costs, lost wages, loss of enjoyment in life, emotional distress, physical impairment, and disfigurement.
We’ve been representing innocent accident victims since 1995. Call us at 888-668-1182 or send us an email through our online contact form for a free initial consultation.
According to Colorado motorcycle accident lawyers, motorcycle accidents often result in more severe injuries due to the lack of protection compared to cars. The legal nuances, such as helmet laws and comparative negligence, and applicable insurance coverages also differentiate motorcycle accident cases.
Modified comparative negligence in Colorado allows for motorcycle injury compensation even if the rider is partially at fault if their responsibility doesn’t exceed 50%. The compensation amount is reduced by the percentage of the rider’s fault.
Colorado motorcycle laws mandate helmets for riders and passengers under 18, adherence to lane-splitting regulations, and wearing eye protection. Understanding these laws is crucial for safe riding in Denver.
Some common injuries in Denver motorcycle accidents include traumatic brain injuries, road rash and scarring, spinal injuries, and broken bones. Damages can encompass medical expenses, lost wages, disfigurement, physical impairment, and pain and suffering.
Crucial evidence for a Denver motorcycle accident case includes police reports, witness statements, medical records, and photographic evidence of the accident scene and injuries.
If you were a passenger injured in a Colorado vehicle collision, you might be entitled to compensation from one or more parties’ insurance policies, regardless of who was at fault.
Liability in a Denver motorcycle accident case is determined similarly to that in an automobile collision. In other words, something that has to be reviewed would be: did the at-fault driver run a red light? Did the at-fault driver make an illegal turn in front of oncoming traffic? Was the at driver speeding? Whether the motorcyclist was in any way negligent must also be examined.
A Denver motorcycle accident lawyer can help by thoroughly investigating your case, gathering evidence, and negotiating with insurance companies to ensure you receive fair compensation.
The elements include proving the defendant owed a duty of care, that he or she breached that duty, and that breach of their duty of care directly caused the accident and resulting damages.
Colorado, has damage caps for non-economic damages in personal injury cases, including pain and suffering, which are adjusted periodically for inflation.
ou could recover different types of damages like damages for medical expenses, lost wages, property damage, pain and suffering, physical impairment, physical disfigurement, and potentially punitive damages in cases of egregious negligence.
Motorcycle accident victims in Denver have the right to seek compensation for their injuries, legal representation, and a hearing in a court of law.
When you’re lying in a hospital bed after a motorcycle accident, the last thing you want to worry about is fighting with insurance companies or figuring out complex legal procedures. Yet that’s exactly what many motorcycle accident victims in Denver face – dealing with biased insurance adjusters, mounting medical bills, and legal deadlines while trying to recover from serious injuries.
You didn’t ask for this situation, but now you’re here. The good news? You don’t have to face it alone. At McCormick & Murphy, P.C., our Denver motorcycle accident lawyers have been fighting for injured riders since our founding in 1995. Our founders, Kirk R. McCormick and James “Jay” Murphy, bring over 60 years of combined legal experience, including a unique background representing insurance companies, which gives us unparalleled insight into how the opposition operates.
Motorcycle accidents aren’t just “car accidents on two wheels.” They’re fundamentally different in ways that directly impact your case and your recovery:
The Bias Problem: Insurance companies often assume motorcyclists are reckless risk-takers. This prejudice can cost you thousands in compensation, even when the accident wasn’t your fault. We’ve seen adjusters try to blame riders for accidents caused by distracted drivers, simply because they were on a motorcycle. Our firm knows how to effectively counter these biased assumptions.
Injury Severity: Motorcyclists are 28 times more likely to die in a crash than car occupants. When you survive, your injuries are often more severe – traumatic brain injuries (TBIs), spinal cord damage, road rash, and multiple broken bones that require extensive treatment and rehabilitation. With Colorado’s increased non-economic damage caps of up to $1,500,000 (effective January 1, 2025), it’s more crucial than ever to have a lawyer who can accurately value and fight for these catastrophic losses.
Evidence Disappears Quickly: Skid marks fade, witnesses forget details, and accident scenes get cleaned up. Unlike car accidents where the vehicles provide lasting evidence, motorcycle accident scenes need immediate, professional investigation.
Complex Liability Issues: Was it the driver who didn’t see you? Poor road conditions? A defective motorcycle part? Multiple parties might be responsible, and identifying all of them is the difference between partial compensation and full recovery.
Insurance adjusters have one job: pay you as little as possible. Here’s how they do it:
At McCormick & Murphy, P.C., our founders’ prior experience representing insurance companies means we know precisely how to counter these tactics.
Colorado’s legal system has specific rules that can make or break your case:
Comparative Fault Rules: If you’re found even 1% at fault, your compensation gets reduced. At 50% fault, you get nothing. Insurance companies will fight to assign you maximum blame, and we are prepared to defend against those claims.
Statute of Limitations: You have three years to file a lawsuit for a motorcycle accident in Colorado, but evidence disappears much faster. Wait too long, and your case becomes much harder to prove.
Damage Caps: Colorado limits certain types of damages, but with the new 2025 non-economic damage caps reaching $1,500,000, knowing these rules and how to maximize your claim can mean the difference between hundreds of thousands and over a million dollars in compensation.
Multiple Insurance Policies: Your own insurance, the at-fault driver’s insurance, and potentially others (e.g., umbrella policies, commercial policies) all come into play. Each has different rules and coverage limits that we expertly navigate.
When you call us, we don’t wait. Here’s what happens in the first 48 hours:
Evidence Preservation: We send investigators to the accident scene immediately. We photograph everything, measure skid marks, document road conditions, and identify all potential witnesses before they disappear. This includes securing vital traffic camera footage from Denver intersections or highways.
Medical Documentation: We work with your doctors and our network of medical specialists in Denver to ensure your injuries are properly documented and linked to the accident. This prevents insurance companies from claiming your injuries are pre-existing or unrelated.
Insurance Communication: We handle all contact with insurance companies. No more recorded statements, no more trick questions, no more settlement offers that shortchange you. Our founders’ insight is crucial here.
Expert Assembly: We bring in accident reconstruction specialists, medical experts, and economic analysts to build an unshakeable case for maximum compensation.
Insurance companies rely on stereotypes about motorcyclists. We counter with evidence:
Rider Training Records: We document your motorcycle safety course completion, clean driving record, and responsible riding history.
Accident Reconstruction: Our experts create detailed analyses showing exactly how the accident happened, removing speculation and bias from the equation using physics and forensic evidence.
Medical Expert Testimony: We bring in specialists who can explain your injuries in terms that clearly show their connection to the accident, countering biased Independent Medical Examinations (IMEs).
Economic Analysis: We calculate your actual losses – not just current medical bills, but future treatment, lost earning capacity, and the real impact on your life, taking into account Colorado’s new 2025 damage caps.
Sarah’s Story (Common Pitfall): Sarah thought she could handle her own case after a fender-bender knocked her off her bike. The insurance company seemed friendly and offered $8,000 for her “minor” injuries. She accepted, thinking it was fair.
Six months later, she developed chronic pain from a herniated disc that wasn’t properly diagnosed initially. Her medical bills exceeded $25,000, and she couldn’t work for three months. The insurance company’s response? “You already settled. We owe you nothing.”
The Reality: Insurance companies count on people not understanding their rights. They make quick offers to people who don’t know better, saving themselves hundreds of thousands of dollars. Don’t be a statistic they profit from.
Mistake #1: Giving recorded statements to insurance companies without legal advice. Your words will be twisted and used against you.
Mistake #2: Accepting the first settlement offer. Initial offers are typically 10-20% of what your case is actually worth.
Mistake #3: Not seeking immediate medical attention. Insurance companies will argue that delayed treatment means your injuries aren’t serious.
Mistake #4: Posting on social media. That photo of you walking your dog will be used to argue you’re not really injured.
Mistake #5: Waiting too long to get legal help. Evidence disappears, witnesses forget, and your case becomes much harder to prove.
Medical Expenses: All accident-related medical costs, including emergency treatment, surgery, rehabilitation, and future medical care (which we project with life care planners).
Lost Wages: Compensation for time off work, plus lost earning capacity if you can’t return to your previous job.
Pain and Suffering: Money for physical pain, emotional distress, and reduced quality of life. With Colorado’s new $1,500,000 non-economic damage cap (effective Jan 1, 2025), this can be substantial.
Property Damage: Repair or replacement of your motorcycle, helmet, and protective gear.
Punitive Damages: Additional compensation if the at-fault party’s conduct was particularly reckless (e.g., drunk driving).
Helmet Laws: Colorado doesn’t require helmets for riders over 18, but insurance companies will try to use lack of helmet use to reduce your compensation. We effectively counter this argument by demonstrating that helmet use would not have prevented specific injuries, or that the other driver’s negligence was the sole cause of the accident.
Lane Splitting: While not explicitly legal in Colorado, the circumstances matter. We can argue that lane positioning was reasonable given traffic conditions and that it did not contribute to the accident.
Motorcycle Modifications: Custom parts and modifications are often not covered by standard insurance. We fight to get you full replacement value for your bike’s custom components.
Seasonal Factors: Weather and road conditions play a bigger role in motorcycle accidents. We investigate whether poor road maintenance or negligent snow/ice removal contributed to your accident.
Motorcycle accident cases require specialized knowledge that general personal injury lawyers often lack:
Motorcycle Dynamics: Understanding how motorcycles handle, brake, and respond in emergency situations is crucial for proving what really happened.
Injury Patterns: Motorcycle injuries follow predictable patterns. Knowing these helps us identify all your injuries and their long-term effects, and properly value them.
Insurance Coverage: Motorcycle insurance policies have unique features and limitations that require specific expertise to maximize.
Expert Networks: We work with motorcycle safety experts, biomechanical engineers, and medical specialists who understand motorcycle-specific injuries and can provide compelling testimony.
High-Risk Areas: We know which Denver intersections, highways (like I-25, I-70), and roads have the most motorcycle accidents and why. This local insight aids in evidence collection and case strategy.
Local Courts: We understand how Denver judges and juries view motorcycle cases and adjust our strategy accordingly, leveraging our extensive trial experience in Denver courts.
Medical Providers: We work with trusted doctors and specialists in Denver who understand motorcycle injuries and can provide compelling, well-documented testimony.
Government Entities: When road conditions or poor infrastructure contributed to accidents, we know how to hold the city, county, or state accountable.
Initial Consultation: We meet with you (in the hospital or your home if necessary in Denver, Colorado Springs, or Pueblo) to understand what happened and assess your case.
Evidence Collection: Our investigators document the accident scene, interview witnesses, and preserve all physical evidence.
Medical Coordination: We work with your doctors to ensure proper treatment and documentation of your injuries, including connecting you with specialists if needed.
Insurance Notification: We notify all relevant insurance companies and handle all communication on your behalf, stopping harassing calls.
Expert Analysis: Accident reconstruction specialists analyze the crash to determine exactly what happened and who’s at fault.
Medical Evaluation: We arrange for independent medical examinations to fully document your injuries and prognosis, countering biased insurer exams.
Economic Assessment: We calculate your total damages, including future medical costs and lost earning capacity, accounting for the new 2025 damage caps.
Legal Research: We identify all potential sources of compensation and liability, leaving no stone unturned.
Demand Package: We present a comprehensive demand to insurance companies with all evidence and documentation, showcasing the strength of your case.
Settlement Negotiations: We negotiate aggressively to get you maximum compensation without the uncertainty of trial, leveraging our firm’s reputation and trial readiness.
Trial Preparation: If settlement isn’t possible, we meticulously prepare for trial while continuing to negotiate, always seeking the best outcome.
Resolution: Whether through settlement or trial verdict, we fight until you get the compensation you deserve, handling all post-resolution paperwork and disbursements.
You don’t pay us unless we win your case. We work on a contingency fee basis, meaning we only get paid when you get paid. There are no upfront costs, no hourly fees, and no surprise bills.
Insurance companies want you to think that. Even “minor” motorcycle accidents often result in significant compensation when properly handled. We’ve recovered substantial settlements for clients who initially thought their cases weren’t worth pursuing, particularly with the new 2025 damage caps.
It’s almost never too late if you’re within the statute of limitations. In Colorado, you have three years from the date of the motorcycle accident to file a lawsuit. Even if you’ve already given statements or received settlement offers, we can often improve your position significantly.
Colorado’s comparative fault system means you can still recover compensation even if you were partially responsible, as long as you are found less than 50% at fault. We work to minimize your fault percentage and maximize your recovery.
Uninsured motorist coverage (UM), your own insurance, and other sources of compensation (e.g., underinsured motorist (UIM), commercial policies, personal assets) may still be available. We explore every option to get you the money you need.
They Want a Quick Settlement: If an insurance company is pushing for a fast resolution, they know your case is worth more than they’re offering, especially given the new 2025 damage caps.
They’re Asking for Extensive Medical Records: Fishing expeditions through your medical history are designed to find ways to deny or minimize your claim based on pre-existing conditions.
They’re Questioning Your Injuries: If adjusters are suggesting your injuries aren’t real or aren’t related to the accident, they’re setting up to deny your claim.
They’re Blaming You: Any attempt to assign fault to you, especially early in the process, is a red flag that they’re trying to reduce their payout.
They’re Delaying: Insurance companies sometimes delay hoping you’ll get desperate and accept less money as your bills pile up.
Future Medical Care: Your initial treatment is just the beginning. Physical therapy, follow-up surgeries, and ongoing care for severe motorcycle injuries can cost hundreds of thousands of dollars.
Lost Earning Capacity: If your injuries prevent you from returning to your previous job or advancing in your career, that’s a significant financial loss that we account for.
Home Modifications: Serious injuries might require wheelchair ramps, bathroom modifications, or other home changes for accessibility.
Transportation Costs: Medical appointments, physical therapy, and other accident-related travel adds up quickly.
Family Impact: Your spouse or family members might need to take time off work to care for you, leading to their own lost wages.
Psychological Treatment: The emotional trauma of a serious accident often requires professional counseling for PTSD, anxiety, or specific phobias.
Relationship Strain: Serious injuries and financial stress can impact your marriage and family relationships.
Career Derailment: Missing work and dealing with ongoing medical issues can hurt your professional advancement.
Loss of Independence: Relying on others for basic tasks can be emotionally devastating.
Recreational Limitations: You might not be able to enjoy hobbies, sports, or activities (like riding your motorcycle) you previously loved.
Physical Evidence: Skid marks fade, debris gets cleaned up, and accident scenes change quickly on Denver’s roads.
Witness Memory: People forget details rapidly. Witness statements taken weeks later are much less reliable.
Surveillance Footage: Traffic cameras and business security cameras often delete footage after 30-90 days.
Medical Documentation: The longer you wait to seek treatment, the easier it is for insurance companies to argue your injuries aren’t serious.
Statute of Limitations: You have three years to file a lawsuit in Colorado, but waiting that long makes your case much harder to prove due to evidence degradation.
Insurance Deadlines: Different insurance policies have different notification requirements and deadlines.
Government Claims: If a government entity (e.g., City and County of Denver, CDOT) is responsible for a road hazard, you might have as little as 180 days to file a notice of claim.
Preservation of Evidence: The sooner we get involved, the better we can preserve crucial evidence.
Duty of Care: The other party had a legal obligation to drive safely and watch for motorcyclists.
Breach of Duty: They violated that obligation through negligent or reckless behavior.
Causation: Their breach directly caused the accident and your injuries.
Damages: You suffered actual losses as a result of the accident.
Accident Scene Documentation: Photos, measurements, and physical evidence from the crash site.
Traffic Camera Footage: Video evidence showing exactly what happened.
Witness Statements: Independent observers who can testify about the accident.
Police Reports: Official documentation of the accident and any citations issued.
Medical Records: Complete documentation of your injuries and treatment.
Expert Testimony: Professional opinions on accident causation and injury severity.
Economic Evidence: Documentation of lost wages, medical expenses, and future costs.
Denver’s ongoing construction creates unique hazards for motorcyclists:
Colorado’s unpredictable weather creates additional challenges:
Denver’s busy highways (I-25, I-70, I-225) present unique risks:
Emergency Care: Even if you feel okay initially, adrenaline can mask serious injuries. Always get checked out by a medical professional.
Follow-Up Care: Attending all medical appointments shows the insurance company you’re taking your injuries seriously and need ongoing treatment.
Specialist Referrals: See specialists for specific injuries (e.g., orthopedic surgeons, neurologists) rather than relying only on general practitioners.
Physical Therapy: Consistent therapy attendance demonstrates your commitment to recovery and helps document functional limitations.
Detailed Medical Records: Complete records showing the full extent of your injuries and their impact on your life.
Diagnostic Tests: X-rays, MRIs, and CT scans provide objective evidence of your injuries.
Doctor’s Opinions: Medical professionals who can testify about your injuries and prognosis.
Treatment Plans: Documentation showing ongoing and future medical needs, including long-term care.
Liability Insurance: The at-fault driver’s insurance covers your damages.
Uninsured Motorist (UM): Your own insurance covers you if the other driver has no insurance.
Underinsured Motorist (UIM): Additional coverage when the at-fault driver doesn’t have enough insurance.
Medical Payments (MedPay): Coverage for immediate medical expenses regardless of fault.
Collision Coverage: Pays for motorcycle repairs or replacement.
Comprehensive Coverage: Covers theft, vandalism, and other non-collision damage.
Minimum Coverage: Colorado requires only $25,000 per person in liability coverage, which is often inadequate for serious motorcycle accidents.
Stacking: Some policies allow you to combine coverage limits from multiple vehicles, potentially increasing your available compensation.
Excess Coverage: Additional umbrella policies may provide extra compensation beyond primary policies.
Exclusions: Understanding what’s not covered (e.g., certain custom parts, specific behaviors) can help identify other sources of compensation.
Emergency Physicians: Document your immediate injuries and treatment.
Orthopedic Surgeons: Treat broken bones and joint injuries.
Neurologists: Evaluate and treat brain and spinal cord injuries.
Physical Therapists: Help you recover function and document ongoing limitations.
Psychologists: Address emotional trauma and mental health impacts.
Accident Reconstruction Specialists: Determine exactly how the accident happened.
Medical Experts: Explain your injuries and prognosis to insurance companies and juries.
Economic Analysts: Calculate your total financial losses, including future lost earnings.
Vocational Rehabilitation Specialists: Assess your ability to return to work.
Private Investigators: Locate witnesses and gather evidence.
Photographers: Document the accident scene and your injuries.
Surveillance Experts: Monitor insurance company investigators.
Research Specialists: Investigate the at-fault party’s history and assets.
Discovery: Both sides exchange evidence and information about the case.
Depositions: Sworn testimony from witnesses, experts, and parties involved.
Motions: Legal arguments about what evidence can be presented at trial.
Mediation: A final attempt to settle the case before trial, often highly encouraged in Denver courts.
Jury Selection: Choosing jurors who can fairly evaluate your case.
Opening Statements: Presenting our theory of the case to the jury.
Evidence Presentation: Witnesses, experts, and physical evidence supporting your claim.
Cross-Examination: Challenging the other side’s witnesses and evidence.
Closing Arguments: Summarizing why you deserve compensation.
Jury Deliberation: The jury decides liability and damages.
Appeals: Either side can appeal if they believe legal errors were made.
Collection: Actually getting the money from insurance companies or defendants.
Ongoing Monitoring: Ensuring you receive all compensation awarded.
Complete Medical Documentation: Thorough records of all injuries and treatment.
Economic Loss Calculation: Detailed analysis of all financial impacts, including future losses.
Life Care Planning: Professional assessment of future medical and care needs for severe injuries.
Vocational Assessment: Evaluation of how injuries affect your earning capacity and future career.
Pain and Suffering Documentation: Detailed records of how injuries impact your daily life and emotional well-being, leveraging the new 2025 damage caps.
Social Media Posts: Anything you post can be used against you.
Inconsistent Statements: Make sure all your statements about the accident are consistent.
Missed Medical Appointments: Failing to attend appointments suggests you’re not really injured.
Returning to Activities Too Soon: Doing things that contradict your injury claims.
Talking to Insurance Companies: Let McCormick & Murphy, P.C., handle all communication with adjusters.
Post-Traumatic Stress: Many accident victims develop PTSD, which is a compensable injury that requires professional help.
Anxiety About Riding: Fear of getting back on a motorcycle is common and treatable.
Depression: Serious injuries and lifestyle changes often lead to depression.
Relationship Impacts: Accidents can strain marriages and family relationships due to stress and changes in dynamics.
Financial Stress: Mounting bills and lost income create additional anxiety.
Professional Counseling: Therapists who specialize in trauma and accident recovery in Denver.
Support Groups: Connecting with other accident victims who understand your experience.
Family Counseling: Helping your family adjust to changes caused by your injuries.
Vocational Counseling: Assistance with career changes if you can’t return to your previous job.
Financial Planning: Help managing money during your recovery period and planning for your future.
You’re in the Hospital: We can meet you there to start protecting your rights immediately.
Insurance Companies Are Calling: Don’t give statements or accept offers without legal advice.
You’re Getting Conflicting Information: Different insurance companies giving you different stories.
The Accident Was Serious: Any accident involving significant injuries or property damage.
Fault Is Disputed: The other party or their insurance company is blaming you.
Settlement Offers Seem Low: If you think you’re not getting fair compensation.
Your Injuries Are Worse Than Expected: When initial injuries turn out to be more serious.
You’re Having Problems with Your Own Insurance: Even your own company might not treat you fairly (an area where our insurance bad faith expertise helps).
The Other Party Doesn’t Have Insurance: We can explore other options for compensation.
You’re Facing Financial Hardship: Medical bills and lost wages are creating serious problems.
Get Medical Attention: If you haven’t already, see a doctor immediately. Your health comes first, and medical documentation is crucial for your case.
Document Everything: Keep records of all medical appointments, treatments, medications, and how your injuries affect your daily life.
Avoid Insurance Companies: Don’t give recorded statements or accept settlement offers without legal advice from McCormick & Murphy, P.C.
Preserve Evidence: Keep your helmet, riding gear, clothing, and any other physical evidence from the accident.
Contact Us: The sooner we get involved, the better we can protect your rights and build your case.
Free Consultation: We’ll discuss your case at no cost and with no obligation.
Immediate Assessment: We’ll evaluate your case and explain your options clearly.
Quick Action: If you decide to work with us, we’ll start protecting your rights immediately.
Clear Communication: We’ll explain the process and keep you informed every step of the way, with direct access to your attorney.
No Upfront Costs: You don’t pay us unless we win your case.
Every day you wait makes your case harder to prove and potentially less valuable. Insurance companies count on you not knowing your rights and not getting proper legal help. They’re hoping you’ll accept their low-ball offer or give up entirely.
You didn’t choose to be in this situation, but you can choose how to handle it. You can face the insurance companies alone, or you can have experienced advocates fighting for your rights.
The choice is yours, but the clock is ticking.
Call McCormick & Murphy, P.C. today at 888-668-1182 or fill out our online form for a free consultation. Let us fight for the compensation you deserve while you focus on getting better.
Your recovery is our priority. Your rights are our responsibility. Your fight is our fight.
Don’t let insurance companies take advantage of you during your most vulnerable time. Contact us now and let us start building the strong case you need for the compensation you deserve.
Remember: You have nothing to lose by calling us and everything to gain. The consultation is free, we only get paid if we win your case, and every day you wait makes your case more difficult.
Make the call that can change your recovery. Contact us today
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