The result of an auto wreck can be hard to deal with, particularly if you have severe wounds. If you or a family member has been involved in an accident, a Pueblo Car Accident Lawyer can help.
Rather than dealing with the insurance agencies alone, our accomplished personal injury lawyers in Pueblo will walk you through the claims process. They will also work to assist you with getting reasonable compensation for your misfortunes.
Contact McCormick & Murphy P.C. today for a free evaluation of your case by calling (888) 668-1182 or sending an online message.
How Do You Prove Negligence in a Car Accident Claim?
Thousands of car accidents occur in the state of Colorado each year. The vast majority of those crashes happen because of the carelessness of some drivers.
In order to prove the negligence of a driver, you need to show the following:
- The other driver had an obligation to operate their car safely
- The motorist abused that duty of care
- The action or inaction of the other driver brought about an auto collision
- You endured misfortunes in light of the driver’s infringement of the duty of care
What are the Common Causes of Car Accidents in Pueblo, Colorado?
While driver’s negligence is a typical cause of accidents, a car crash can also occur due to other reasons such as:
- Reckless driving,
- Driving without experience,
- Aggressive driving,
- Distracted driving,
- Speeding,
- Unsafe lane changes,
- Driving while intoxicated,
- Exhausted driving,
- Perilous roads,
- Dangerous weather,
- Improper vehicle maintenance, or
- Faulty car parts.
A competent Pueblo car accident lawyer can work to demonstrate that your accident happened because of another person’s negligence.
What You Should Do After an Auto Accident
The repercussions of an auto crash can be very overpowering.
Take the following steps to avoid confusion and errors:
- Evaluate yourself and other people for wounds. Get medical treatment immediately if you were injured.
- Contact the police. The Pueblo collision report and any references given out will assist you with an insurance claim
- Trade contact and insurance information with the other drivers involved. Collect the names of witnesses.
- Take photographs and videos of the accident scene. Make sure to record any vehicle damage, the state of the road, and vehicle placement. Take pictures of injuries, bystanders, and signs.
- Call a car accident lawyer in Pueblo, CO immediately. The longer you wait to begin an investigation, the less proof you’ll have.
After an auto accident, it’s essential to contact a Pueblo auto accident attorney and avoid speaking with insurance adjusters. Your lawyer can deal with the claim and all legal matters for you.
What Are Common Types of Colorado Car Accident Injuries?
After a Pueblo auto accident, you may suffer serious injuries.
Certain types of injuries can take longer to appear, such as soft tissue damage and nerve injuries. It’s critical to seek medical treatment as soon as possible after a collision.
Make sure to consult a physician to fully document your injuries.
Here are some of the common injuries that people usually suffer in a car accident:
- Neck injuries, such as whiplash;
- Concussions and other traumatic brain injuries;
- Bruises and cuts;
- Burns;
- Spinal cord injuries;
- Herniated discs;
- Strains and sprains to tendons and muscle;
- Broken bones; and
- Psychological problems, such as post-traumatic stress disorder.
An experienced car accident lawyer in Pueblo, Colorado can review your healthcare records and help you prove to an insurer that you deserve compensation for your wounds.
At McCormick & Murphy P.C., our lawyers can help you recover compensation for the following:
- Medical expenses;
- Lost income;
- Property damage;
- Modifications to automobiles or your house because of disability;
- Pain and suffering;
- Punitive damages;
- Loss of consortium; and
- Burial and funeral expenses.
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Who Pays Out In An Auto Accident?
Victims of an auto collision can make claims against various policies, including:
The Other Driver’s Insurance Policy
If you were harmed because of another motorist’s negligence, you can make a claim against their insurance policy after a Pueblo auto accident. You may report the incident to your own insurer, and they will follow up with the other party’s insurance agency. The process isn’t always as simple as it should be.
Certain questions like the extent of each driver’s liability, or the severity of your injuries, come into play.
Insurance agencies will request evidence for nearly everything.
They will hold a lack of evidence and ambiguous facts against you. Remember, the other driver’s insurer has a duty to limit their policyholder’s risk as much as they can. It is in the best interest of the insurance provider to do so.
This is why it’s important for you to have a car accident lawyer in Pueblo, CO on your side.
Your Own Automobile Medical Payments Coverage
Some choose to pay for their own automobile medical payments insurance policy, which is called Personal Injury Protection (PIP).
This insurance will pay for medical treatments regardless of who is to blame for causing the auto collision. If you cause a crash, you may file a claim on your PIP policy even if you were fully responsible.
Medical payments insurance covers medical costs during recovery. In some cases, however, your insurance company or their agents may deny your claim. If that happens, it might be worthwhile to contact a lawyer, have them review your policy, and appeal the rejection.
Uninsured or Underinsured Motorist Coverage
It is a form of insurance that pays out in one of two occurrences. If the other motorist doesn’t have insurance or escapes the scene and can’t be found, the Uninsured Motorist Coverage pays out. Likewise, if your injuries surpass the other motorist’s policy limit, you may make a claim on your UIM policy.
Commercial Liability Insurance
A person who drives a vehicle for work needs commercial liability insurance. If a commercial driver is liable for a crash, claims are made against the organization’s policy, not the motorist’s personal liability insurance.
Call An Experienced Pueblo Car Accident Lawyer Today
At McCormick & Murphy P.C., we have extensive experience in helping clients with Pueblo personal injury claims. We can help you obtain compensation for your financial and non-monetary losses after an accident.
Call a Pueblo car accident lawyer from our firm at (888) 668-1182 or send an online message today for a free initial consultation. You can also send us an email using our online contact form.